Financial Services
FINRA Series 66Uniform Combined State Law
FINRA Series 66 (Uniform Combined State Law Examination) is a NASAA exam administered by FINRA that combines Series 63 (state agent law) and Series 65 (investment adviser law) into one test. Used by professionals who hold both broker-dealer and investment-adviser registrations — common at hybrid wirehouses and dually-registered firms. Requires Series 7 as a co-requisite.
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Exam facts
Everything you need to know about the FINRA Series 66 exam.
- Passing score
- 73% (73 of 100 scored questions)
- Format & length
- 110 questions (100 scored + 10 unscored) · 150 minutes
- Voucher cost
- $177 USD
- Prerequisites
- Series 7 is a co-requisite for Series 66 registration (you can sit for them in either order, but both must be passed for the registration to take effect)
- Validity
- Active while registered with a FINRA-member firm or as an IAR; lapses 2 years after termination
Exam facts sourced from the official FINRA certification page. Last reviewed June 2026.
What’s tested
Key topics on the FINRA Series 66 exam.
The Cert Climb question bank is mapped to every domain on the official FINRA Series 66 exam blueprint, so what you study is what the test asks.
- Economic Factors and Business Information
- Investment Vehicle Characteristics
- Client / Customer Investment Recommendations and Strategies
- Laws, Regulations and Guidelines, including Prohibition on Unethical Business Practices
Who it’s for
Built for the people taking this exam.
Dually-registered financial advisors at wirehouses (Morgan Stanley, Merrill, UBS, Wells Fargo Advisors) and broker-dealers with RIA arms. Series 66 + Series 7 is the standard licensing stack for the full-service advisor track.
Why it matters in 2026
The career signal.
Series 66 is the efficient path for advisors who plan to operate as both broker-dealer agents and IARs: one exam instead of two, taken once. Because Series 7 is required alongside it, Series 66 signals you've completed the comprehensive securities-and-advisory licensing stack — the standard expectation for advisor seats at every major wirehouse and most independent broker-dealers.
What you get
Everything you need to actually pass.
Full question bank
400 questions covering every objective on the official FINRA Series 66 exam blueprint, with detailed explanations on every option — right and wrong.
Quiz modes
Timed exam simulation, missed-only review, topic drills, and a daily question of the day. Practice the way you study best.
Flashcards
Spaced-repetition flashcards generated from each topic. Pull them up on a phone in the gap between meetings.
Progress tracking
See per-topic accuracy and answered counts. Find weak areas before they cost you on test day.
Per-category premium
Unlocking FINRA Series 66 unlocks every other Financial Services exam in the Cert Climb catalog — pay once, stack credentials.
No-fluff explanations
Every wrong answer comes with a 2-3 sentence explanation of why it’s wrong, not just “the correct answer is X.” Pattern recognition is the whole game.
Read while you study
FINRA Series 66 articles & study guides
FAQ
Frequently asked questions about FINRA Series 66
What is the FINRA Series 66 exam?
FINRA Series 66 (Uniform Combined State Law Examination) is a NASAA exam administered by FINRA that combines Series 63 (state agent law) and Series 65 (investment adviser law) into one test. Used by professionals who hold both broker-dealer and investment-adviser registrations — common at hybrid wirehouses and dually-registered firms.
How many questions are on the FINRA Series 66 exam, and how long is it?
110 questions (100 scored + 10 unscored) · 150 minutes
What is the passing score for the FINRA Series 66 exam?
73% (73 of 100 scored questions)
How much does the FINRA Series 66 exam cost?
$177 USD
Are there prerequisites for the FINRA Series 66 exam?
Series 7 is a co-requisite for Series 66 registration (you can sit for them in either order, but both must be passed for the registration to take effect)
How long is the FINRA Series 66 certification valid?
Active while registered with a FINRA-member firm or as an IAR; lapses 2 years after termination
How many questions does the FINRA Series 66 bank have?
400 questions, organized into 4 subject areas mapped to the official exam objectives.
Is the free trial really free?
Yes. 30 questions, no credit card, no email-trap, no “activate by Friday or pay” spam. You either upgrade because the bank’s good, or you don’t.
What does premium cost?
Premium is sold per category and unlocks every Financial Services exam in the Cert Climb catalog. Plans are 1-month, 3-month, or 12-month — see the upgrade modal for current pricing.
How current is the FINRA Series 66 content?
We track exam version updates and refresh the bank within weeks of new objectives. Where the version of an exam matters (e.g. CompTIA SY0-701 vs. SY0-601), question explanations call it out.
Can I cancel my subscription anytime?
Yes. Cancellation is one click from your profile. Your access continues through the end of the period you’ve already paid for.
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